Where can I freeze my credit report?

To go the extra mile, you can also freeze your credit report at two lesser-known credit bureaus that may have information about you: Innovis: Call 866-712-4546 or go online. National Consumer Telecom & Utilities Exchange: Call 866-349-5355 or go online. It’s a good idea to gather all the documents you will need before initiating a credit freeze.

Do all credit bureaus offer credit freezes for free?

Note that a new federal law requires all three bureaus to offer freezes for free as of Sept. 21, 2018, according to the Federal Trade Commission. Here’s how to place a credit freeze at each of the three bureaus.

What is a credit freeze & how does it work?

The good news is, credit cards have another protection and it includes all of your financial identity. A credit freeze is free. It keeps the people who aren't you from opening up new credit cards or loans in your name. You can still use all your credit cards when you do this. You freeze your credit with all three credit bureaus.